Health Benefits

Whether you are salaried, self employed, or own a small business, there are ongoing and unexpected medical expenses that you pay out of pocket that are not covered by OHIP.

Some of these include:

  • Dentist
  • Orthotics
  • Eyeglasses and contact lenses
  • Chiropractor

Individual Health Plans

You may ask: do I really need a health plan? According to a study by TD Insurance 60% of Canadians surveyed that had some form of debt, would not have the money they would need for an unexpected illness. TD Insurance claims one would need $45,609 in living expenses, should you not be able to work for a year- would you have the money if you need it?

If your employer does not provide a group benefits plan, or if you are self employed, consider an individual health plan. There are several plans on the market today, you can choose from Manulife, Sunlife, Great West Life, Blue Cross- each have several levels of coverage for both healthcare and dental coverage.

Want to find out what the best plan would fit your needs? Sign up complimentary, no obligation healthcare assessment and consultation today.

Click here to set up your complimentary consult today!

Group Benefit Plans

If you are a business owner you can customize a Group Health and Dental Plan to your specific needs. Groups are now available even for solo-entrepreneurs!

Employees prefer having benefits to getting a raise, according to recent article. Find out how having a group plan can make your business more competitive and help it grow to the next level.

Dont want a traditional group plan? Consider self insuring with an ASO!

Contact me to get a no obligation quote here.

Health Spending Accounts

Whether you have a group health plan or not, health spending accounts are a tax efficient way of paying for ALL your unreimbursed medical expenses. Business owners use health spending accounts to provide their employees with health benefits, without the risk of price increases. If you are self employed, health spending accounts allow you to use pre-tax business dollars to pay for your medical expenses.

Find out how to save up to 35% on your out of pocket medical expenses, by contacting me.

Get your free report today:

5 Ways to Avoid Costly Out of Pocket Medical Expenses